College Students Lack Literacy 687
Frr writes to tell us that CNN has a rather disturbing confirmation of what many of us have already seen in practice. In a recent literacy study it was found that "more than half of students at four-year colleges -- and at least 75 percent at two-year colleges -- lack the literacy to handle complex, real-life tasks such as understanding credit card offers." The literacy study took a look at three different type of literacy: analyzing news stories and other prose, understanding documents, and having basic math skills needed for checkbooks or restaurant tips.
College Deters Reading (Score:5, Insightful)
Yay diversity! (Score:3, Insightful)
I'm sure this thread will fill essentially instantly with anecdotal stories about how dumb everyone was at our colleges. Yes, great, whatever.
Frankly, I wish everyone could have seen the great 20/20 special on our school system last Friday. We're crippling our ability to compete internationally by focusing on the wrong things: we don't want kids to feel bad, so we've got helicopter parents; teachers don't want to worry about getting fired, so we've got horrible teachers' unions; we aren't willing to let some kids occasionally lose-out because a public school failed to compete with other nearby schools, so we don't have vouchers like most of the European nations; etc.
Now, someone will come complain about how vouchers are bad for schools (despite universally benefiting the quality of schools in Europe), how unions protect teachers (despite the fantastic proof of how bad such unions were by 20/20, including a 10 page diagram from the Unions showing how difficult it is to fire someone), etc.
It is frustrating... (Score:2, Insightful)
Eduflation? (Score:5, Insightful)
I've always been tempted to dismiss that as just a "back in my day" story about walking to school in a snowstorm, but it's hard to dismiss certain facts. For example, Robert Graves tells us in his biography [wikipedia.org] that when he an ~8 year old, about 100 years ago, he was "doing ok with Latin, but having trouble with Greek".
And now people are having trouble with their own native language when they graduate from college...
Fewer books (Score:5, Insightful)
Try making change... (Score:4, Insightful)
Re:Damn (Score:4, Insightful)
When some of my friends say they will have "earned" their right to have a better job, I laugh at them. I laugh because they haven't earned anything. I tell them they haven't learned anything. They haven't even been to college. They simply bought a degree online. That is practically all it is. Buying a degree. No longer are you required to actually learn. It's similar to how high school has become daycare. "No need to learn anything in highschool, you can buy your education online later. Hope you can read tho. LMAO LOL!"
(Disclaimer: This specifically refers to the online courses in my area, and may not apply to whatever college you take online classes with.)
Re: Patience (Score:5, Insightful)
And it may be the case that sometimes companies don't want you to understand an offer very well.
It's standardized. (Score:5, Insightful)
Despite this, some people will briefly glance at the color glossy flyer, see "ZERO PERCENT (introductory) INTEREST!" and be shocked, yes, shocked, when the rates hop to twenty-seven percent or something ridiculous like that.
The positive side of things (Score:2, Insightful)
Heuristics (Score:1, Insightful)
For example, to calculate a 15% tip, you can take 10% (one tenth) of the bill, and add on half of that amount. Or if you're feeling generous, or if the math is easier, just take 1/6 (16.67%) of the bill.
People who aren't good at heuristics tend to catch computer viruses, fall for scams they've seen before, spread misinformation and urban legends, order informercial products and services, and get suckered in various other ways.
I have been reading these responses, and (Score:5, Insightful)
No one ever ends a rant on education with IANATeacher. Why is that?
Re:Fewer books (Score:5, Insightful)
It's not just college students... (Score:5, Insightful)
To be fair, I think that quite a bit of that came from a certain physics professor that I had. He was the head of the department, and I ended up getting him for about 8 of the physics classes that I took. He expected you to understand every nuance of what you had studied, and to understand it *completely*. Often he would ask questions that were seemingly impossible to solve, but if you looked at what he gave you and gave it enough thought, you would find that in every case he had given you everything you needed to know - even if it wasn't obvious that he had.
steve
Re:The bad news is.... (Score:3, Insightful)
What good education should be about, is teaching pupils about good common knowledge and deduction skills that make people to undestand how things connect to each other.
Intelligence itself is in fact much about how well one can handle wide wariety of things, it's mostly accomplished I think organizing information such way that it's both efficient to use and to remember. It's easier to remember why things work way they do, than to remember how happened in each specific case. It helps a lot if you also know wide variery of things, because in that case one can find common things between them. Bit like some comperssion algorithm: more there is common between diffrent things, more there is repetition and less space it takes to store and use.
However lot of schools teach just a profession and bits' of here and there without clear idea why. They teach how but not really why. Studends are left in a lone island with badly organized library that contains lot of information but where there is little help to find the relevant ones.
Such an enviroment creates just lot of people who do the just what is required of them. They do the mandatory, and not much else. Main thrust of any education should be about controlling and understanding issues at hand, not about repeating what has been told.
I'm inclined to think so called 'classic education' that was a standard about century ago, was much better and flexible in a long run than nowdays more practical and profession orientated education.
Re:It is frustrating... (Score:1, Insightful)
Re:The bad news is.... (Score:5, Insightful)
Who needs math? There are calculators (Score:4, Insightful)
Ever whipped out a calculator when trying to pay a tab at a restaurant? Who brings their dictionary with them to a place they need to spell correctly?
Re:Complex? (Score:5, Insightful)
I question that, actually. I've *never* seen APR stand for "Above Prime Rate." And if they use it to stand for that they're morons, as that would be insanely confusing.
Re:Not surprising... (Score:4, Insightful)
Re:Fewer books (Score:2, Insightful)
The article's "Brighter News" is just as dim (Score:2, Insightful)
The research showed that the average literacy of college students is significantly higher than the rest of the adult population. The study leaders said "that was encouraging but not surprising", attributing it to "the spectrum of adults includes those with less education".
I am disappointed that they seemed to be inferring that higher education caused the additional literacy proficiency. The article (and I highly suspect the research) doesn't show that higher education _causes_ higher literacy. It only shows that being enrolled in college _correlates_ with higher literacy.
Of course it does - there are tests to get IN! Those with lower literacy don't get admitted to college as much as those with higher literacy.
Unless the research measured literacy before college and after college, and measured literacy at the same ages for people outside of college over the same span of time, and isolated the impact of other factors, it doesn't show the anything approaching causality. And it didn't, the survey (according to the article, I haven't read the study) only measured the literacy of students nearing the end of their degree programs, compared to another study's results on a general adult population.
I'm concerned about the study leaders' ability to interpret the results of a study. I don't see any reason why the higher results of college students is "encouraging", given college entrance criteria.
Maybe it's the poor examples they see... (Score:3, Insightful)
Students lack literate for complex tasks
Yes, that was the headline. If professional writers and editors blow something like this, what's a poor college student to do? I'd love to think this was done on purpose, some editor's attempt at humor, but mistakes like this are far too common, but usually not so ironic.
Re:Complex? (Score:5, Insightful)
Re:The bad news is.... (Score:3, Insightful)
They (students) do work hard...doing a lot of meaningless and repetitive tasks. The educator Maria Montessorri believed that children are naturally curious creatures and will seek out learning. The purpose of the teacher is to setup the class environment to maximize the curiosity.
Our school system, has been carefully designed to beat out any creativity and curiosity that a child has. In this regard, the one thing asian schools do better is that they beat the creativity and curiosity faster and more effectively than we could ever dream.
Yes, I believe that if a kid doesn't want to learn, let them languish behind the grill at a burger joint for a few years to get inspired to go back and learn something.
I agree with this, alas, our school system is notoriously unflexible. An individual's college path is essentially decided by their performance in 9th grade. There are quite a lot of 14 year olds in this world who simply aren't able to make those decisions at that time.
Worse, our school system is not built around the idea that a person has to be learning for life. We all know that people need to be learning for life in some way, and that education isn't supposed to just come to an end at 18 or 21, but our school system has yet to recognize this. My parents pay huge amount of property taxes to their local school district...so why shouldn't she be allowed to attend a French class at the high school? We need to reevaluate the goals of schooling.
Re:It's standardized. (Score:5, Insightful)
Re:Easy Solution (Score:3, Insightful)
So, in other words, it IS secured... by almost everything you own. But they still get to charge you the obscene interest rates for 'unsecured' debt. Brilliant move by the banks.
The Republicans utterly shafted the public with this one... jumping up and down pointing at 'people abusing the bankruptcy system'. They conveniently ignore the fact that the banks were allowed to charge high interest BECAUSE it's a risky loan.... and that's what credit scores are for.
Debt is absolutely toxic. Stay out of it.
Doom (Score:3, Insightful)
Re:Why would you carry a credit card balance? (Score:1, Insightful)
1. your ability to purchase a lot of crap you don't need
2. your consciencious nature/your ability to persistantly pay off bills and not flake out and declare bankruptcy or otherwise not pay.
As far as I can tell, if you don't spend a bunch of money on ridiculous trash lik 400 cable channels and a $1200/year cell phone bill, you'll have enough money to buy a nice 2-3 year old car with cash and still have enough money to put down a reasonable down payment on a house. Trust me, if you show up at a bank with 30% of the price of a house in cash, they're going to lend to you even if you have minimal credit history.
"Having a high credit rating" is little more than a trap to rip you off.
vvj
Re:Why would you carry a credit card balance? (Score:3, Insightful)
Just like closing your unused accounts lowers your score by increasing your balance/avail credit ratio.
I personally think any institution that uses a scoring system to rate you should be required to give you the exact details of how that system works. You should be able to take your credit report and generate your own score to verify the score they have generated. With as many errors as there are in credit reports (and the kludgy system for getting them fixed), can anyone have any faith that they've been scored correctly?
It's a system designed to screw those with moderate resources out of as many of those resources as possible.
I'm thankful for my credit union, that's for sure.
Re:Why would you carry a credit card balance? (Score:1, Insightful)
Your statement is technically correct, but misleading in the context of this thread. If you use a credit card and you pay off the monthly statement balance in full, you WILL build a credit history. (If you have a line of credit open, but never use it, and thus, never make any payments, then yes, it will not help build credit history. It will, however, improve your credit/debt ratio.) You can check your credit report online for free, once a year, from each of the 3 bureaus by going to https://www.annualcreditreport.com./ [www.annual...report.com] If I recall correctly, from the last time I checked my reports, at least one of the bureaus kept track of every payment I had made on a revolving credit account, for at least 3 years.
Just like closing your unused accounts lowers your score by increasing your balance/avail credit ratio.
This is absolutely correct. In general, it is better to keep lines of credit open (especially if you have a long history of making payments.) Closing down these accounts hurts your FICO score in two ways. First, it can reduce the amount of credit history that is used to compute your FICO score. Second, as you stated, it hurts your debt/credit ratio. Instead of closing accounts, it is much better to simply cut up the cards and not use them. Or if you want to close the account for fear of possible fradulant charges, consider just changing the number on the account.
(In some cases, though it is rare, having too much available credit can affect your ability to get more credit from a lender. For example, when a lender makes a determination about whether or not to offer someone credit, it may raise some red flags if somebody earning $20K/year has $300K of available credit.) Keep in mind, that having a lot of available credit won't hurt your FICO score, and, your FICO score is only used to determine the interest rate that you will pay on loans. The FICO score is generally not used directly to make a determination of whether or not a lender will offer credit.)
Re:It's standardized. (Score:3, Insightful)
Deep in tiny print on the back of the offer letter there is a notice that if I cash the check, $89.95 will be charged to my credit card for 'account insurance'.
Credit card companies are ALL assholes. Be sure to pay off the outstanding balance without fail when the first bill for it comes (usually once a month) lest you regret ever associating with these creatures.
Re:Easy Solution (Score:3, Insightful)
Why would translating something that's almost gibberish into complete gibberish help?
Re:It's standardized. (Score:3, Insightful)
There's a bigger problem than literacy if credit card interest is a problem for college kids. Someone ought to take them aside and tell them carrying a balance is always a bad thing, for emergencies only. If you find yourself carrying a balance more than a month, you need to make a change.
Re:Fewer books (Score:4, Insightful)
The most depressing change in post-secondary education is that it has moved from the liberal arts and sciences approach to the trade skill approach. The ideal of university used to be that the university was a resource of knowledge and wisdom to which students would come to drink, but were not forced to drink, and it was a given that they would already have the skills to digest what they imbibed. In places like Oxford and Cambridge, it was a given that many students simply did not bother to attend classes. They took advantage of the libraries, read widely, consulted with professors, and spent long hours in earnest conversation, learning as much in the cafes and taverns from professors and fellow students and as they would in a class. The discipline required to steer ones own studies is the mark of a good student; if the professor is required to take attendance and teach rudimentary skills, the battle is already lost. In the movie A Beautiful Mind John Nash originally shows a profound contempt for course lectures, both in giving them and taking them, because he is obsessed with his own direction of study. A mediocre student will note the professors position and parrot it. A good student will take this and others into account and play freely with the ideas and arrive at his own opinion. If he is a brilliant student, he will form an opinion which is a genuine advance upon existing ideas.
In connection with this, the current trend of questioning the political leanings of professors and insisting upon neutral or balanced opinions is in keeping with the expectation of mediocrity. You don't learn from people who agree with you. A student who emerges with the opinions of his professors is an ape: monkey see, monkey do, but the fear of professors with differing opinions indicates that those who hold this fear expect students to be apes. And a student who expects to go through university and come out with the same opinions he went in with is an arrogant git who intends to preserve his own ignorance. These people should be identified and failed at the earliest possible opportunity. At one time they would have been, but political correctness is the bulwark of mediocrity. You cannot challenge a student's beliefs, no matter how idiotic--just put them on the bell-curve and process them through like so much ground meat. In the place of sound and nuanced reasoning, graduates learn a few sophomoric post-modernist parlour tricks that can be used in the defense of whatever drivel is currently fashionable. And it does not help that the entry standards are so low that professors are expected to teach rudimentary skills that should have been learned five or ten years previously. In this atmosphere, an ape who can dress himself and use a toilet is regarded as an accomplishment.
Re:Eduflation? (Score:4, Insightful)
first, I grew up under the watchful eye of a professor--my dad.
Second, I just finished my MS in Psychology--and am continuing on for a PhD. Education and IQ testing are hallmarks of the science.
Now for my real comments: dear old dad always stated that he failed about 50% of his incoming freshman students for the simple reason that were unable to properly read or write. Granted, this was not the most presitigious university, but it is still a very sad commentary on the state of affairs. For the record, he taught history--generally Middle Eastern, but frequently world history, or classes on economic history (his dissertaion
Next, I have heard similar comments, and have a few concerns. First, _never_ trust a single source. One data point is merely an anecdote, and is statistically useless. Second, when viewed from the outside, most experiences do not seem as difficult (or as easy) as they really are. It is difficult, if not impossible, to completely identify the complexities of someone else's experience.
That said, I suspect that getting a PhD is easier now than it used to be. I also suspect that some of this is strictly due to the level of knowledge and understanding that is required slipping. This is almost impossible to measure. After all, if you measure only the bare facts that are required to do a PhD, you will undoubtedly show that a modern PhD is much harder--there are, after all, many more areas of study available now than 50 years ago, and each area has expanded its body of knowledge--in most disciplines. This is why eventually there will be very few, if any, people who know enough about the entirety of a single subject like psychology or physics to integrate the complete body of knowledge into a reasonably coherent picture--there wil be too much information. There is now. Just as it has its rewards, specialization has its costs.
The place to begin education reform is not at the college level, however. Education reform does NOT start in the grade schools either. It starts, largely, at home. It is about becoming a society in which education and intelligence and knowledge about useful stuff is valued, instead knowledge about the latest celebrity marriage or affair. Where math trumps football, and physics trumps NASCAR. I've got no problem with a society that produces and enjoys entertainment--I am a geek that loves computer games after all--but when that begins to supplant a thirst for knowledge and fosters an attitude that smart people aren't cool, I get a little jittery.
If a kids parents don't value education, knowledge and understanding, then the child won't value these either. Too many kids don't learn to read until they are in school of some sort. Too many kids don't learn real math until high school (theory, not simple stuff). I don't remember hearing about certain theorems until high school, but I know that had these things been pushed a little more, I could have learned it. Instead I was stuck in a class with 35 other kids, and told to sit down, shut up and look attentive. School, until college, was infinitely boring for me because of that attitude from most of my teachers. I learned to value learning and knowledge in high school despite the stuff at school, not because of it. I didn't apply that until I got to college. I still pay for my wasted youth.
Finally, a comment about the renormalization of the "IQ" test scores that a sibling post mentions: this is to be expected. After all, the definition of the IQ score is a normalized score to begin with. It is mental age divided by chronological age, or in other words--how much do you understand compared to what the average person of your age group understands. How smart are you compared to your peers. A very useful concept, but it is NOT a measure of raw intelligence. It developed in France as a method of identifying those children who had special needs and could be helped to catch up
Re:Computers are at fault (Score:3, Insightful)
Oh, they were totally helpless 20 years ago when computers were uncommon. I grew up with kids who had to diagram sentences, do math by hand and read books. Let me assure you that many (most?) of them sucked at it. Most of this hand wringing and wishing for the good old days is a waste of time. There weren't any good old days.
Re:Easy Solution (Score:3, Insightful)
But changing the rules halfway through just means that a lot of people will be financially destroyed who otherwise wouldn't have been. They took out the cards with one understanding of the rules, and then the Republicans changed it midstream. All of a sudden, that high-interest debt is way, way more risky for the consumer.... switching the rules midway through amounts, I believe, to a bait-and-switch.
You are likely to argue that 'well if they didn't think they could pay it back, they shouldn't have taken out the debt in the first place!' To which I'd counter, there are an awful lot of people out there who took out credit card debt knowing that they couldn't be destroyed by it. Many of them used it to launch businesses and the like, knowing that if everything went south, they could at least keep their house, their car, and their furniture, and start over. They paid the high interest rates precisely BECAUSE they could keep their stuff if the business failed.
So now, suddenly, they CAN be destroyed by the debt. That is just WRONG.