How Deadbeat Facebook Friends and Using ALL-CAPS Can Lower Your Credit Score 362
McGruber writes "CNN has the news that some financial lending companies claim that Facebook social connections can be a good indicator of a person's creditworthiness. One company determines if you are friends with someone who was late paying back a loan; if so, that is bad news for you. It is even worse news if the delinquent friend is someone you frequently interact with. Another company gathers information from the manner in which a customer fills out the online loan application. The chances of getting a loan improve if you spend time reading information about the loan on their website. Conversely, if you fill out the application typing in all-caps (or with no caps), you are knocked down a couple pegs in that company's eyes. A third lender requires that small business borrowers grant them access to the borrowers' PayPal, eBay and other online payment accounts (what could possibly go wrong with that?), thereby disclosing real-time sales and delivery information."
WHAT?! (Score:5, Funny)
HOW DOES I GET CREDIT CARD?
Easy solution (Score:4, Funny)
If you don't have facebook account... (Score:5, Funny)
Re:Kind of a warning sign actually (Score:5, Funny)
"Bank of America wishes to be friends with you. Do you accept their request?"
Re:Kind of a warning sign actually (Score:5, Funny)
The problem is, how do you know whether the bank even uses that as a metric?
Well, if it's an American Bank, they haven't even switched to metric yet....
....I'm maintaining eye contact and backing away slowly....
Re:Kind of a warning sign actually (Score:4, Funny)
They make equipment for pillow fighting?
Re:Kind of a warning sign actually (Score:5, Funny)
... people with enough real life to not have time for facebook. . .
I love how people keep claiming they have a life and therefore don't use social networks... on Slashdot.
Re:Kind of a warning sign actually (Score:4, Funny)
Damn, where are my mod points?
Facebook sold them all to BoA.....
Re:Kind of a warning sign actually (Score:5, Funny)
Slashdot is an unsocial network. Thank you very much.
Now, get off our lawn.
Re:Kind of a warning sign actually (Score:5, Funny)
Slashdot is really more of an antisocial network.
Re:Kind of a warning sign actually (Score:5, Funny)
Re:Kind of a warning sign actually (Score:4, Funny)
I love how people keep eating at Wendys and therefore don't eat at McDonalds.
I love how people who don't eat at McDonalds keep telling everyone how they don't eat fast food ... if you can understand them around the mouthful of Wendy's.