Follow Slashdot blog updates by subscribing to our blog RSS feed

 



Forgot your password?
typodupeerror
×
The Almighty Buck

Cryptocurrency Based Basic Income Program Started In Finland 109

jovius writes: Krypto Fin ry, the association behind Fimkrypto cryptocurrency (FIMK), has started to provide each registered Finnish citizen a payment of 1000 FIMK per month in December. 1000 FIMK equals few dimes at the moment, and a bit over 100 people have registered so far. (The registration is free.)

FIMK is based on NXT 2nd generation crypto system; the add-ons and development making it into 2.5G. The roadmap includes payment cards and other technology to enable easier exchange between fiat currencies — FIMK, Bitcoins and others. Krypto Fin ry received 533 BTC in initial donations last Summer. FIMK can be traded for example on DGEX, and it's also a valid payment method in few stores in Finland.
This discussion has been archived. No new comments can be posted.

Cryptocurrency Based Basic Income Program Started In Finland

Comments Filter:
  • It's a con... (Score:5, Insightful)

    by beelsebob ( 529313 ) on Saturday January 10, 2015 @11:37AM (#48781371)

    Con artists try to encourage entire nation to fall victim to their con by promising to pay them money every month.

    Seriously, if it looks too good to be true (they're paying you for doing nothing), it probably is.

    • Comment removed (Score:4, Interesting)

      by account_deleted ( 4530225 ) on Saturday January 10, 2015 @12:09PM (#48781523)
      Comment removed based on user account deletion
      • by gnupun ( 752725 )

        When these crypto-currencies are added to the currency pool, doesn't it reduce the overall value of all currencies, at least a bit.

        So if there are $100B paper dollars, and $10B worth bitcoins plus $100 million fubar crypto-currency is added to the circulation, does the USD fall in value or can we keep "printing" new crypto-currencies without affecting other currencies?

        • by cruff ( 171569 )

          ... or can we keep "printing" new crypto-currencies without affecting other currencies?

          If you don't believe that another currency has any value, either intrinsically or for your needs, then it doesn't matter if they keep "printing" it.

        • When these crypto-currencies are added to the currency pool, doesn't it reduce the overall value of all currencies, at least a bit.

          So if there are $100B paper dollars, and $10B worth bitcoins plus $100 million fubar crypto-currency is added to the circulation, does the USD fall in value or can we keep "printing" new crypto-currencies without affecting other currencies?

          Check out this image [google.com].

          That's for the US, but it echoes the situation in industrialized countries, which is that production of goods and services rises over time. The value of money is the amount in circulation divided by the amount of goods and services produced.

          If the money pool were fixed (discounting replacements as bills wear out &c), fixed money supply divided by greater production would make your money more and more valuable over time - year over year the same amount of money is available to purcha

          • Governments realize this and put more money into circulation by printing and then spending it. Governments don't print and spent the printed money.
            Money is issued by "central banks" (actually by any bank) and goes into circulation via credits.

            • Re: It's a con... (Score:4, Insightful)

              by smaddox ( 928261 ) on Saturday January 10, 2015 @01:05PM (#48781919)

              Yeah, but don't tell the government that. They really like thinking they're in control.

              • by Livius ( 318358 )

                They really like the public thinking they're in control. Government itself knows better.

            • Not just government central banks.

              Ordinary counterfeiters also put money into circulation. And also, extraordinary counterfeiters. Like North Korea.

              Perhaps North Korea could update the Fed about its operations, so the Fed could make appropriate adjustments to its own operations.

              It would be in NKor's best interest to do this, so the home-made money it spends won't degrade in value on the world market.

              (I'm only about 99% joking, here.)

        • I think you should look up the term "quantitative easing". At least a cryptocurrency has some limits on arbitrary creation of coins.

          and yes, the USD does fall in value when they do this - increase the money supply and although you won't notice much difference in domestic goods, you will as the exchange rate falls. Fortunately, most other governments are also 'printing' money too so their exchange rates fall at the same time making things even out.

          So the net result (currently) is that interest rates fall pro

        • I am not sure what you mean by "value ", but I am going to make 3 points.

          First, does money have value at all? The minority view is the "Metallist" (a.k.a. hard money or gold bugs), which believes that money has (or should) inherent value. The majority view is "Chartalists", which view money as a type of credit – chits to be used for trading and have no value in itself. But this point might be more philosophical than what you meant.
          Secondly, there is inflation / (deflation), which is what you are think

      • Re: (Score:3, Insightful)

        by Donwulff ( 27374 )

        It's a scam as uch as any cryptocurrency is a scam; ie. essentially a pyramid-scheme. But then, so is the current market economy system, and the cryptocurrencies attempt to make the initial share distribution slightly more fair (Ie. providing largest share to the founders & early adopters...). As such, basic income is one of the more interesting entries to the initial share generation, and one I would fully support...
        However, registration for the basic income requires social security number and bank pro

        • It's a scam as uch as any cryptocurrency is a scam; ie. essentially a pyramid-scheme. But then, so is the current market economy system

          Market economies are built on the hard realities of finance, trade and production. The pyramid scheme is a something-from nothing, get-rich-quick, fantasy.

    • by Anonymous Coward

      I suspect that it's easy to pay a basic income if the currency is worthless. I'm a Finn but have never heard of this before. However, at least two basic things imply that it's not a scam:

      They are a registered non-profit so the authorities are fully aware:
      https://www.ytj.fi/english/yritystiedot.aspx?yavain=2538077&kielikoodi=3&tarkiste=3E42299570F295421DBC4357ABDFD28715407E26&path=1704;1736;2052

      They also have Internet-banking identification for social security numbers to confirm account holders.

      • by Luckyo ( 1726890 )

        I would be careful about getting the income they offer. As Wincapita case showed, early adopters in pyramid schemes are liable for damages.

    • by Paul Fernhout ( 109597 ) on Saturday January 10, 2015 @02:05PM (#48782295) Homepage

      http://en.wikipedia.org/wiki/A... [wikipedia.org]

      Also, tell that to senior citizens in the USA who almost all get a what is essentially a basic income from Social Security. Most seniors have *not* paid full value into that relative to what they expect to get out of it, so it is not like a retirement investment plan (even if people pay a tax that goes towards it when they work for wages). Social Security in the USA is essentially an income redistribution system, originally based on ten young workers to one elderly person (original recipients had not paid into the system) and now at about three young workers per elderly person. Personally, I feel it is unfair that the elderly in the USA get Medicare and Social Security when everyone else does not and these days reflects age discrimination backed by the political power of the elderly in the USA. Many young parents, for example, have a very hard lot, often caught between caring for their young children and their own elderly parents, while also needing to hold down a full-time job with increasingly worse benefits. A basic income would make it possible for more young parents to spend more time with their own young children while also caring for their own parents. I feel the resolution to the age discrimination issue there is to make the two programs of Medicare and Social Security available to every US citizen without discrimination based on age. We can then talk about eventually expanding those programs to all residents, legal or not, and then looking at doing it globally.

      Arguments for a basic income include that, because governments have privatized almost all land, citizens have some right to the fruits of the land. Also, citizens have a claim to some of the fruits of the common inheritance of ideas and so on.
      http://en.wikipedia.org/wiki/S... [wikipedia.org]
      http://www.basicincome.org/bie... [basicincome.org]
      http://www.usbig.net/ [usbig.net]
      http://www.livableincome.org/ [livableincome.org]

      See also my essay: http://www.pdfernhout.net/basi... [pdfernhout.net]
      "One may ask, why should millionaires support a basic income as depicted in Marshall Brain's Australia Project fictional example in "Manna", but, say, right now in the USA, of US$2000 a month per person (with some deducted for universal health insurance), or $24K per year? With about 300 million residents in the USA, this would require about seven trillion US dollars a year, or half the current US GDP. Surely such a proposal would be a disaster for millionaires in terms of crushing taxes? Or would it? ..."

      Anyway, even while I'm not especially a fan of crypto currencies (good currencies need to be backed by a social constitution controlling their production IMHO), I applaud the experiment in this direction.

      • by Paul Fernhout ( 109597 ) on Saturday January 10, 2015 @02:17PM (#48782361) Homepage

        To be clear, my comment is more directed to the implication from the poster's point that a "basic income" itself is a "con" (assuming that was part of what was intended). There could indeed be any number of specific problems with this specific cryptocurrency proposal, including privacy or identity theft issues as raised by other posters. Building in a basic income aspect is an interesting way to get publicity for a cryptocurrency, but as I said, a good currency is backed by a community constitution, which is going to imply checks and balances and various safeguards. If those are not in place here, like to prevent identity theft, than that could be a big problem.

        However, as another comparison, LETS (Local Exchange Trading Systems) systems have helped a lot of communities, and may treat LETS currency more as a lose account of favors owed than more what we think of as hard currency.
        http://www.lets-linkup.com/ [lets-linkup.com]
        "Let me start by saying that the generally accepted view by all LETS people is that a LETS point is not cash, or federal currency, and I agree. However, I do not feel comfortable viewing LETS points as an alternative currency with an equivalent value in cash. I prefer to interpret LETS points as being like LETS favours. That has always made trading more enjoyable for me. I love doing favours for members and they show genuine appreciation for the favour - in LETS points. It doesn't get any better than that! I view LETS more like a voluntary self-help group where like-minded people in a local community give their time and experience to help their fellow members and feel welcomed to ask for the same in return ... just as they would from family and friends. But rather than do all this helping without any recording at all, keeping LETS accounts allows the group to keep track of the members' activities so they can balance their trading activities fairly, knowing that once their accounts are back to zero, they have given to the group just as much as they have received. Basically, it's just a matter of keeping score and nothing more."

      • As a mental exercise two years ago I took the time to calculate what my investment would have been worth if my yearly SS contribution was put in the stock market starting with my first paycheck in 1970. Most of my life I made less then forty thousand a year. It would have been six-hundred and fifty thousand. For gold it would have been the same. I calculated Apple stock and almost got sick. Most people probably use up that much in Medicare but that is another discussion.
      • Personally, I feel it is unfair that the elderly in the USA get Medicare and Social Security when everyone else does not

        The most ridiculous part of this is that the elderly are the group that consumes the majority of health care services, and thus the US is bearing the majority of the brunt of an entirely public health care system anyways. I have a feeling this is why health care spending is so much higher in the US than other countries [worldbank.org].Why not just cover the generally-freak accidents of people in their youth for the small incremental cost?

        Health care is one industry, much like policing or firefighting, that is makes no

    • by promising to pay them money every month.

      Seriously, if it looks too good to be true (they're paying you for doing nothing), it probably is.

      Does that include when governments pay you money every month for doing nothing? Because check day is a time honored tradition, I'll have you know ...

  • by Procrasti ( 459372 ) on Saturday January 10, 2015 @12:26PM (#48781627) Journal

    You can't just give everyone cryptocoins (effectively tokens) and expect them to get value... at the heart, a basic income is welfare, and requires wealth redistribution. The value has to come from somewhere.

    I found and copied an article [kuro5hin.org] about a possible implementation that solves this issue. It's hidden in discordian bullshit, but I think the theory is sound... if somewhat dangerous.

  • by evenmoreconfused ( 451154 ) on Saturday January 10, 2015 @01:46PM (#48782151)

    ... easier exchange between fiat currencies — FIMK, Bitcoins and others."

    I think you don't understand the meaning of "Fiat". By definition, these are non-fiat currencies. Fiat currencies are those created by government decree (a.k.a. a fiat).

  • a bit over 100

    So, 108?

"Remember, extremism in the nondefense of moderation is not a virtue." -- Peter Neumann, about usenet

Working...