MarkWhittington writes: The advent of commercially available self-driving cars is about five years away, but already some are thinking about how they will disrupt the economy and how society operates in general. One industry likely to suffer is that of auto insurance. Since the vast majority of auto accidents are caused by human error, having more autonomous vehicles on the road will almost assuredly result in fewer overall accidents. Further, once we've transitioned to a society that mostly gets around using self-driving vehicles, most accidents will be the result of hardware and software malfunctions. Insurance for self-driving cars would more resemble product liability coverage than the sort of auto insurance we have today. Indeed, the technology will also likely impact diverse industries such as auto mechanics, taxi services, and health care, as well as policing.
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