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Oklahoma State Troopers Use New Device To Seize Bank Accounts During Traffic Stops (news9.com) 621

mi writes from a report via news9.com KWTV: KWTV writes, "You may have heard of civil asset forfeiture. That's where police can seize your property and cash without first proving you committed a crime; without a warrant and without arresting you, as long as they suspect that your property is somehow tied to a crime. Now, the Oklahoma Highway Patrol has a device that also allows them to seize money in your bank account or on prepaid cards. If a trooper suspects you may have money tied to some type of crime, the highway patrol can scan any cards you have and seize the money." But do not worry: "If you can prove that you have a legitimate reason to have that money it will be given back to you. And we've done that in the past," said Oklahoma Highway Patrol Lt. John Vincent.
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Oklahoma State Troopers Use New Device To Seize Bank Accounts During Traffic Stops

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  • What? (Score:5, Insightful)

    by sims 2 ( 994794 ) on Thursday June 09, 2016 @04:32PM (#52284145)

    Whatever happened to innocent until proven guilty?

    • Re:What? (Score:5, Informative)

      by reanjr ( 588767 ) on Thursday June 09, 2016 @04:40PM (#52284217) Homepage

      We abandoned that shit here in the U.S. decades ago. We setup black sites to hold innocent people so they fall between the cracks of the constitutional system We even had to set up special courts specifically designed to circumvent constitutional rights and push victims through the system more rapidly and cheaply.

      And the Republicans and Democrats just cry "terrorism" and "gun violence" and think that solves the nation's problems.

      • Comment removed (Score:4, Insightful)

        by account_deleted ( 4530225 ) on Thursday June 09, 2016 @04:53PM (#52284349)
        Comment removed based on user account deletion
      • Re:What? (Score:4, Insightful)

        by Anonymous Coward on Thursday June 09, 2016 @05:18PM (#52284571)

        The problem is that they DON'T "circumvent" the Constitution- they're being used, quite simply criminally (as in acting without authority) in violation of the Constitution. The rub's in getting people to step up and assert their rights and incarcerate these people and start over with what was put in place over 200 years ago.

        Before you remark...I'm biding my time. You simply die when you don't have numbers...kind of like Finicum did.

        • Re:What? (Score:5, Interesting)

          by Darinbob ( 1142669 ) on Thursday June 09, 2016 @10:18PM (#52286125)

          The supreme court of the US has upheld the general principle of civil forfeiture, sadly. So we need congressional reform. And there are people for reforming it. While some Republicans are for it (as reintroduced by the Reagan administration) there is still opposition to it from the more libertarian wing of the Republican party, there's support against it from Democrats too. Currently though the "tough on crime" sorts are winning, so even a congress member worried about civil rights can be timid about seeming to be soft on crime during election years.

    • Re:What? (Score:5, Insightful)

      by gweihir ( 88907 ) on Thursday June 09, 2016 @04:41PM (#52284219)

      In a police-state, that does only apply to the police. A citizen is guilty if the police says so.

      • In a police-state, that does only apply to the police. A citizen is guilty if the police says so.

        Yeah but in the case of civil forfeiture its not a citizen who is being presumed guilty until innocent, its the money (or other object).

    • Re:What? (Score:5, Insightful)

      by phantomfive ( 622387 ) on Thursday June 09, 2016 @04:42PM (#52284231) Journal
      If I were Clinton, I would pick this up, and start talking about how bad it is (because obviously, it's bad). Then I would start tying it to eminent domain, confusing the terms in people's minds, so they start to seem the same. Then I would start hitting Trump hard for supporting eminent domain, because he does.

      That's my unprofessional political strategy. Bonus: once you get elected, you can fix the problem, and people think you are great.
      • Re:What? (Score:5, Insightful)

        by mrchaotica ( 681592 ) * on Thursday June 09, 2016 @04:53PM (#52284351)

        Why the fuck would Clinton want to do that? She's as much an enthusiastic supporter of this totalitarian shitshow as any other establishment politician!

        Actually, even that's an understatement: A CLINTON HELPED CREATE THIS PROBLEM IN THE FIRST PLACE! [salon.com]

        • Re:What? (Score:5, Insightful)

          by jedidiah ( 1196 ) on Thursday June 09, 2016 @04:56PM (#52284385) Homepage

          This is one of those "lets punish the evil people" memes run amok. This was originally created to deprive mobsters of the ability to defend themselves in court. As bad as enough as that is on principle, the underlying law has been expanded and abused over the decades so that it's applied to pretty much anything but organized crime.

          Clinton was probably just a small part of the mob (the rampaging sort) when this stuff was first enacted.

          This is why you have to be careful about you get manipulated into supporting.

          • by Ungrounded Lightning ( 62228 ) on Thursday June 09, 2016 @06:47PM (#52285109) Journal

            ... the underlying law has been expanded and abused over the decades ...

            Which was predictable - and predicted at the time.

            RICO and other asset forfeiture statutes recreate the incentive structure that drove the Spanish Inquisition:

              - The inquisitors rolled into town.
              - They busted some people for allegedly being a heretic, witch, etc. Typically a relatively well-to-do farmer with lots of assets and some jealous neighbors.
              - They tortured them until they had something to use as "evidence". (If all else failed, "The Needle" would find one of the spots on the skin (where the nerves come up, like the blind spot in the eye) where pain sensitivity is absent and the victim doesn't flinch when pierced.)
              - Then they did them in, seized their assets, and split it between the Inquisitors and the local authorities.

            Needless to say there was a strong financial incentive to find ever more heretics.

          • Re:What? (Score:5, Insightful)

            by rahvin112 ( 446269 ) on Thursday June 09, 2016 @08:11PM (#52285621)

            Civil forfeiture was instigated as a step up against the war on drugs during the early Reagan administration. After being litigated through much of the early 80's the supreme court gave it constitutional blessing. Many of the rights we've lost over the last 20 years are the direct result of prosecuting a war on drugs against our own citizens.

            If we want to end these abominations of law we MUST end the war on drugs. End prohibition 2.0.

      • Re:What? (Score:5, Informative)

        by vivaoporto ( 1064484 ) on Thursday June 09, 2016 @05:06PM (#52284481)
        That would not only be underhanded (as it amounts to lying to the electorate conflating two issues that are not related) giving more credence to the accusations of "crooked" and "liar" that Trump tries to pin on her but also it could potentially backfire big given the history of the Clintons with eminent domain [latimes.com]:

        LITTLE ROCK, Ark. - The Arkansas Supreme Court upheld the city's method of seizing land for the Clinton Presidential Library on Thursday, eliminating the last legal roadblock in the way of construction.

        The court, in a 6-0 decision with one abstention, said a Little Rock landowner failed to prove that the $200-million library and archive complex wouldn't be a park as the state defines it.

        The head of the William J. Clinton Presidential Foundation said the dispute over Eugene Pfeifer III's land had been the only thing delaying construction of the 28-acre site on the south bank of the Arkansas River.

        "I'm shocked," Pfeifer said. "This is truly disappointing news."

        A decision against the city could have forced the foundation to find another site for his planned academic center and museum.

        The library ended up being built on land expropriated based on eminent domain [wikipedia.org] so the tactic you proposed is, like I said, underhanded, detrimental to Clinton campaign (as it opens a can of worms that would be better sealed shut) and, in general, undemocratic.

      • Re:What? (Score:4, Funny)

        by CanadianMacFan ( 1900244 ) on Thursday June 09, 2016 @05:06PM (#52284485)

        Why would she fix it? She can then say that she'll fix it next time she runs.

    • War on drugs (Score:5, Insightful)

      by Okian Warrior ( 537106 ) on Thursday June 09, 2016 @05:13PM (#52284541) Homepage Journal

      Whatever happened to innocent until proven guilty?

      It was thrown out with the bathwater for the war on drugs.

      The perception was that drug dealers were living high off of their ill-gotten gains: owning houses, boats, off-road trucks... and flaunting their wealth in the community.

      We didn't have enough evidence to charge them with drug-related crimes, so we invented civil asset forfeiture to compensate: if you even *looked* like you could be a drug dealer, you could have your assets confiscated and sold.

      And the proceeds can go directly to the police department to further their anti-drug campaign. Under this new law, drug crime became a self-correcting problem as the proceeds went to fund ever-more expanded police operations. ...except that it didn't. Drug use is as high as it ever was [google.com], police can confiscate anything you own on a whim, and the action is not tied to evidence or charges, and neither the police nor the prosecutors can be held liable for mistakes and errors.

      This was a problem for 20 years, and eventually the US attorney general made a ruling that in general, you can't sieze cash [justice.gov] as civil-asset forfeiture.

      (But the OP is apparently about state-sponsored seizure, not federal.)

      This will to go to the supreme court, will cost about $2 million in wasted effort for some poor schmuck, cost about 10 years wasted time for some poor schmuck, and be overturned. In the meantime, OK state cops get a free pass to steal money from anyone.

      And of course, when the government is eventually found doing something illegal, they are told to stop. When a company is found doing something illegal, they pay a small fine and don't admit to any wrongdoing. When a citizen is found doing something illegal, they go to jail.

      And when a citizen is wrongly accused, it costs a lifetime of wages and a year or two of life effort just to escape the state's error.

      What I don't understand is why more police aren't being shot in this nation. The police are trashing lives on a whim, and some of those trashed lives will have nothing to lose. I haven't had a polite interaction with a cop in 20 years, and most people say that the best policy is to avoid them at all costs. Parents are starting to teach their children not to call the police for help.

      The police hurt a lot of people, unnecessarily, and a lot of people are getting desperate.

      It surprises me that we're not in full-out revolt.

      • What surprises me more is that we're not using the legitimate peaceful tools we have at hand to make our government respond and stop doing this shit - i.e., vote enough of the politicians out of office, and they become surprisingly responsive to your concerns. If we can't even be arsed to do that, what makes you think anyone is going to turn to more violent means?
        • Re:War on drugs (Score:5, Insightful)

          by tepples ( 727027 ) <.tepples. .at. .gmail.com.> on Thursday June 09, 2016 @05:51PM (#52284809) Homepage Journal

          If both the R and the D support this policy, for whom is there to vote?

          • Re:War on drugs (Score:5, Insightful)

            by currently_awake ( 1248758 ) on Thursday June 09, 2016 @07:45PM (#52285475)
            The biggest lie in American politics: Voting third party is throwing away your vote. In reality when the major 2 parties see votes going third party they adopt policies from those parties to try and get those votes. Voting third party actually gives you more influence in federal politics than voting R or D.
            • by dywolf ( 2673597 )

              As long as we use a FPTP voting system, hold closed primaries, and have dozens of other factors that all cause a natural digression into what we call the two party system: thirty votes will be a wasted vote.

              the only way 3rd parties ever have a shot in this system is when the main two are so disliked (legitimately or not) that everyone floods to the 3rd party. this year may be the closest third parties ever get to having a real shot, but the simple truth is we don't actually have a viable 3rd party. Greens a

          • Re:War on drugs (Score:5, Informative)

            by bluegutang ( 2814641 ) on Friday June 10, 2016 @03:21AM (#52286819)

            Gary Johnson and the Libertarian Party. Currently polling around 10%.

        • Re:War on drugs (Score:5, Insightful)

          by jmcvetta ( 153563 ) on Thursday June 09, 2016 @06:07PM (#52284899)

          Let's see, in the upcoming presidential election we can choose from:

          A totalitarian legalist running dog lackey of financial capital

          or

          A jingoistic egomaniac authoritarian capitalist with amusing hair

          Does anyone really wonder why more people don't vote? The better question is why, with so much evidence to the contrary, some many people still believe they have a voice in government.

          • People do have a voice. The problem is that the people with the time and desire to influence the system are all bat-shit crazy. We could do much to fix this country with just a few minor changes.

            The first would be to move election day to a Saturday and make it a national holiday which would allow much more of the working poor to vote. You'd also have to make universal early by mail voting standard across the nation to make sure you get the infirm and disabled a voice.

            The second would be to alter the elector

          • by Darinbob ( 1142669 ) on Thursday June 09, 2016 @10:54PM (#52286233)

            Personally I don't find Hillary's hair that amusing.

        • by account_deleted ( 4530225 ) on Thursday June 09, 2016 @07:08PM (#52285231)
          Comment removed based on user account deletion
    • Re:What? (Score:4, Interesting)

      by bobbied ( 2522392 ) on Thursday June 09, 2016 @05:41PM (#52284745)

      Whatever happened to innocent until proven guilty?

      I can tell you've never dealt with the IRS (other than to file your return). This has been the general practice of a number of agencies, seize first and ask questions later. Much later, you give the "owner" of said asset a chance to ask for it back, but asking takes time and resources, and the agency who took your stuff is in charge of the process, hires the people who review your claim and makes the rules you have to follow..

      The IRS can pretty much take everything you own without you having much to say about it if they think you owe them something. They can garnish your wages, seize assets and bank accounts in their efforts to collect what THEY say you owe. Other government agencies have similar abilities...

    • You are totally innocent. Your stuff, however, is totally guilty. Try to prove otherwise!

    • In Soviet America, innocence proves your guilt!

    • Re:What? (Score:5, Interesting)

      by AHuxley ( 892839 ) on Thursday June 09, 2016 @06:39PM (#52285067) Journal
      If found to be driving with any amount of cash a person is "structuring" https://en.wikipedia.org/wiki/... [wikipedia.org] to avoid the Bank Secrecy Act (BSA) and Internal Revenue Code by using the banking system with much smaller amounts of cash over time.
      If no cash is found after a search, the deposit was just made or the vehicle has been altered with cash hiding compartments.
      To be found with any digital banking details while driving is now fair game in that state.
      Even with local plates, facial recognition of the driver and passenger can induce a "random" pull over and chat down with the "discovery" of cash or banking details.
      The ability to track a face, cell phone powered on, licence plate is now so cheap any county, city, state can afford to stop anyone. If a state/federal database sees any pattern of movement or a degree separation or three of 'hops' from any suspect.
      Every federal digital tracking system is now cheap enough for local law enforcement. Add in civil asset forfeiture https://en.wikipedia.org/wiki/... [wikipedia.org] in many US states and just driving gets to be very interesting.
    • by rastos1 ( 601318 )

      "In the United States, you're innocent until proven broke."

      I don't know where I stole that. Possibly here on slashdot.

  • Land of the fee (Score:5, Insightful)

    by Calydor ( 739835 ) on Thursday June 09, 2016 @04:32PM (#52284147)

    Innocent until proven guilty, huh?

    Alright, just gotta prove that the money is clean. You need to hire a lawyer to do that.

    What are you gonna pay that lawyer with after all your money just got seized?

    Oh, and better do it fast - rent is due soon.

  • 4th Amendment? (Score:5, Informative)

    by iCEBaLM ( 34905 ) on Thursday June 09, 2016 @04:34PM (#52284157)

    Have these civil forfeiture laws been challenged on 4th amendment grounds? Isn't this the textbook definition of unreasonable seizure?

    • Re:4th Amendment? (Score:5, Insightful)

      by Dorianny ( 1847922 ) on Thursday June 09, 2016 @04:41PM (#52284223) Journal

      Have these civil forfeiture laws been challenged on 4th amendment grounds? Isn't this the textbook definition of unreasonable seizure?

      Civil forfeitures have been upheld in Court however, recently the Justice Department has moved to limit the use after the problem of Counties seeking to balance their budges using this tactic against out-of-townees passing thru, became alarmingly common

      • Re:4th Amendment? (Score:4, Informative)

        by Anonymous Coward on Thursday June 09, 2016 @05:37PM (#52284711)

        Actually, they've NOT been upheld in at least some Courts. They're violations of the Fourth and Fourteenth Amendments in almost all cases.

        http://law.justia.com/cases/minnesota/supreme-court/2014/a13-445.html [justia.com]

        There's at least a few more outstanding in recent times in the varying states. But...the Supreme Court has ALREADY ruled on the subject- and this is a swift path for Oklahoma to be facing Civil Rights suits and the State Troopers to find themselves facing the possibility of a Felony violation of 18 USC 242 (not that this DoJ would ever enforce it...) because they're an explicit deprivation of rights under law in a manner that uses threat of lethal force to enforce the same (YOU try telling them that they can't do that- they'll claim "resisting arrest" and put you in jail with the implied that they WILL shoot your ass if you resist at that point- which is kidnapping and assault...).

        http://law.justia.com/cases/minnesota/supreme-court/2014/a13-445.html [justia.com]

        This authoritative statement and the holding by the Court in Boyd that the Government could not seize evidence in violation of the Fourth Amendment for use in a forfeiture proceeding would seem to be dispositive of this case. The Commonwealth, however, argues that Boyd is factually distinguishable, as it involved a subpoena sought by the Government for the production of evidence, whereas the issue here is the admissibility of illegally seized evidence already in the Government's possession. Although there is this factual difference between Boyd and the case at bar, nevertheless the basic holding of Boyd applies with equal, if not greater, force to the case before us. In both the Boyd situation and here, the essential question is whether evidence -- in Boyd, the books and records, here, the results of the search of the car -- the obtaining of which violates the Fourth Amendment may be relied upon to sustain a forfeiture. Boyd holds that it may not.

        https://supreme.justia.com/cases/federal/us/116/616/case.html [justia.com]

        We think that the notice to produce the invoice in this case, the order by virtue of which it was issued, and the law which authorized the order were unconstitutional and void, and that the inspection by the district attorney of said invoice, when produced in obedience to said notice, and its admission in evidence by the court, were erroneous and unconstitutional proceedings. We are of opinion, therefore, that

        The judgment of the Circuit Court should be reversed, and the cause remanded with directions to award a new trial.

        Simply put, the only reason they're doing this is that some States are getting ballsy because people (yourself included) haven't a fucking clue what their rights are, what the Law, including the bedrock one of the Constitution actually IS and they're doing things illegally because of stupid pricks like yourself.

    • Re: 4th Amendment? (Score:3, Informative)

      by Anonymous Coward

      Trouble is, you have to have standing to sue. Unbelievable as it is, you can be robbed like this and still not have standing because you'requested not being charged with a crime, the property is.

    • by gweihir ( 88907 )

      I am sure the, ahem, "people", that do this think this is perfectly reasonable.

    • Re:4th Amendment? (Score:5, Insightful)

      by RonVNX ( 55322 ) on Thursday June 09, 2016 @04:43PM (#52284255)

      The neat trick they use to pull this off is they're not charging -you-, a constitutionally protected person with a crime.

      They're charging your property with a crime. Your property has no constitutional rights.

    • Re:4th Amendment? (Score:4, Interesting)

      by UnknowingFool ( 672806 ) on Thursday June 09, 2016 @04:45PM (#52284275)
      Not that I am aware. This might be one where it crosses a line. It's one thing to seize someone's prepaid cards (along with items in their physical possession) at the time of an arrest. It's another to remove the money from an account without being arrested.
      • Read the article. Only the first of those things - seizing from prepaid cards - is even mentioned. There's nothing about bank accounts in there.

    • Re:4th Amendment? (Score:5, Interesting)

      by fuzzyfuzzyfungus ( 1223518 ) on Thursday June 09, 2016 @04:56PM (#52284381) Journal
      They were rolled in as part of The War On Drugs; so they've been afforded a very generous hearing.

      It didn't help that, after Reagan signed the Comprehensive Crime Control Act in 1984, the police departments doing the seizing got to keep a substantial cut of the take. The legal theories involved go back considerably further; but the change in incentive structure was what created a...downright gleeful...enthusiasm for the practice among LEOs.

      Some of the most visible characters involved either run or work with the "Desert Snow [desertsnow.com]" outfit which does training on how to identifiy the juicy targets; and the associated "Black Asphalt Electronic Networking System", which is essentially a cop social network for trading tips and tales of highway robbery.

      It's classy stuff.
    • Re:4th Amendment? (Score:5, Insightful)

      by Kjella ( 173770 ) on Thursday June 09, 2016 @05:41PM (#52284747) Homepage

      Yes. No. The brief answer, due to piracy the US decided the owner of the ship didn't have to be convicted. As long as the ship was used in a crime, it could be seized and sold to recoup damages. Up until prohibition, this was an obscure niche. Then they started to hit hard on cars transporting booze, buildings and land containing stills producing booze, basically if you've rent or lent your property to a third party that used it for something illegal you were fucked. In the drug war, they stretched it further seizing motels where renters sold drugs and even family houses where their kid sold drugs or seizing a rented sail boat because they smuggled one joint. Really, one joint.

      Today, they've stretched it even further, they just allege that it's probably some kind of illegal money and you have to prove it's not even when you're right there and claim ownership of it as your own property. As in, your fourth amendment rights don't apply until you prove it's your property so the fourth amendment applies. Honestly, I don't know why they even give a fuck about warrants anymore. Just break down the door and later in court argue that they were charging the door, not your property. It wasn't protected until you claimed they were illegally entering, of course by then you're already tazered as a potential threat. You lose, bro.

  • ...no problem, Citizen. You may go. If you can't, you're probably guilty and all your shit are belong to us. Oh, and if you look Mexican, or Muslim, you probably shouldn't be here in the first place, terrorist, so your proof is probably not going to count for much.
    • Are you from the U.S.? If not then I'll give you a pass on the 'proving you're innocent' thing. Otherwise: If we actually reach the point where 'innocent until proven guilty' isn't the Law of the Land anymore? Then it's time to straight to the Ammo Box [wikipedia.org].
  • I think that nice iPad you have is connected to a crime, therefore I'm confiscating it.
    I think that smartphone you have is connected to a crime, therefore I'm confiscating it.
    I think that laptop computer you have is connected to a crime, therefore I'm confiscating it.
    I think that Rolex watch you have is connected to a crime, therefore I'm confiscating it.
    I think that diamond ring you have is connected to a crime, therefore I'm confiscating it.
    I think that expensive jewelry you have is connected to a cr
  • by FireballX301 ( 766274 ) on Thursday June 09, 2016 @04:38PM (#52284191) Journal
    And the police unions wring their hands talking about how nobody trusts police anymore
    • by mi ( 197448 )

      What they are doing is completely legal. Your anger should be aimed at the enabling law-makers, not the police using the tools given to them.

      • by UnknowingFool ( 672806 ) on Thursday June 09, 2016 @04:49PM (#52284317)
        And the police don't have to this at all; they are choosing to do this. But one thing that needs to be addressed is that previously the police seized the card (which they kept in their possession). Now they are seizing the money in the account. Don't you think that crosses an important line?
      • by Anonymous Coward on Thursday June 09, 2016 @04:52PM (#52284345)

        Bullshit. It takes two to tango... The police departments have used this system to purchase a tank for a small midwest town. Just because they are enabled doesn't make it right, just right-wing. Police are held to a higher standard of judgement in relation to citizens and this should be no exception, excepting Oklahoma.

      • by taustin ( 171655 ) on Thursday June 09, 2016 @04:53PM (#52284353) Homepage Journal

        If police departments didn't get to keep a substantial portion of the seized goods and money, you might have a point. But since they do, and many smaller departments essentially fund themselves with this and bogus traffic tickets, they should be criminally prosecuted.

      • Both are at fault. The laws are there for the federal government to be able to seize assets from major criminal organizations without needing to prove a real crime but they've been extended too far. The main problem is equitable sharing which means that the federal government shares a % of the seized assets with the local/state police that seized the assets. In 2015 some equitable sharing was suspended after John Oliver shined a light on it but there are still loopholes that allow it to be done. Equitable s

      • Repeat after me: just because you can, it doesn't mean you should.

        The police may be acting in a legal manner, but they also have a great deal of discretion to NOT enforce laws. That's why people get warnings instead of tickets. That's why kids that did something stupid get driven home instead of driven to juvie. That's why stuff in your possession is assumed to be yours until proven otherwise.

        Wait, scratch that last one.

  • by cfalcon ( 779563 ) on Thursday June 09, 2016 @04:39PM (#52284197)

    I see no reference to the bank accounts, only the prepaid credit cards. Can anyone site something that actually talks about the attacks on bank accounts?

    • I don't see bank accounts either unless they mean that prepaid cards that are tied to bank accounts. Some cards have a max spending limit and you have to recharge them. It works with teenagers for example.
      • by Quantus347 ( 1220456 ) on Thursday June 09, 2016 @05:02PM (#52284449)
        The device specifically does not work if the card is directly tied to a bank account, it only works on prepaid debit cards, gift cards. From the the FAQ on the device from the manufacturer's website (https://www.erad-group.com/faqs):

        Forbes has a slightly more informative write-up: http://www.forbes.com/sites/in... [forbes.com]

        • Nope, the device specifically does not work if the card is tied to a bank account, it only works on prepaid debit cards. From the the FAQ on the device from the manufacturer's website (https://www.erad-group.com/faqs):

          I'm trying to determine the balance on a prepaid debit card but the response I receive from the ERAD-Prepaid Terminal says "Invalid Amount" or "Declined". ERAD-Intel and ERAD-Recovery will only retrieve balances from open loop prepaid debit cards. Debit cards attached to a valid checking account or valid credit cards cannot be processed using the ERAD-Intel or ERAD-Recovery system.

          Forbes has a slightly more informative write-up: http://www.forbes.com/sites/in... [forbes.com]

      • by sjames ( 1099 ) on Thursday June 09, 2016 @05:47PM (#52284769) Homepage Journal

        It's a distinction without a difference for many. A lot of people use their paycheck to recharge a prepaid card. Effectively it is their bank account even if not in name.

        The fact remains, you had money before and now you don't.

        • No not really (Score:4, Insightful)

          by Sycraft-fu ( 314770 ) on Thursday June 09, 2016 @06:50PM (#52285121)

          It is no different for a few. About 8% of Americans don't have a bank account. That's not nobody, but it is accurate to say the vast majority of people have a bank account. Thus the distinction matters to most people. If you have a bank account and also use prepaid cards, then this is a distinction that could be very important. Only for the people who do not have bank accounts is there no difference.

          Also it matters in terms of the law and who they are fighting with. Try to take money from a bank account without a warrant and it runs afoul of a number of banking laws, not to mention you are picking a fight with the banks.

          Because of both things, you'd get a TON more pushback since it would affect a lot more people and since there are some heavy hitters (banks) involved. As it stands, it is the sort of thing that only preys on some people who are not as likely to push back, most most it will have little to no effect on.

          There's a reason it is being done as it is, it IS a distinction that matters legally and practically.

    • Re: (Score:2, Insightful)

      by Anonymous Coward

      The "unbanked" use prepaid cards as their savings accounts.

  • by RonVNX ( 55322 ) on Thursday June 09, 2016 @04:41PM (#52284221)

    Article says pre-paid cards. Says nothing at all about bank accounts. Which would be a whole new level of thing.

  • "If you can prove that you have a legitimate reason to have that money it will be given back to you. And we've done that in the past,"

    Yeah, and just how many decades did it take before they gave it back?

  • by bogaboga ( 793279 ) on Thursday June 09, 2016 @04:42PM (#52284241)

    That's where police can seize your property and cash without first proving you committed a crime; without a warrant and without arresting you, as long as they suspect that your property is somehow tied to a crime.

    I thought I was reading about some regime in the east! Not this USA. What is the difference? This saddens me.

  • by Hotawa Hawk-eye ( 976755 ) on Thursday June 09, 2016 @04:43PM (#52284249)
    I thought that was something that only happened in stories about Ye Olden Days (like Robin Hood) but this is literally highway robbery!
  • by fahrbot-bot ( 874524 ) on Thursday June 09, 2016 @04:43PM (#52284253)
    As though I needed another reason to *not* visit Oklahoma. It's now officially the Alabama of the South.
  • Spread your money around to different financial institutions. If the police confiscates your money from one financial institution, you still have money elsewhere as long as the debit cards for those other financial institutions aren't on your person.
  • by monkeyman.kix ( 4487805 ) on Thursday June 09, 2016 @04:48PM (#52284295)

    This just proves how far law enforcement thinks that can go to tread over the rights and civil liberties of citizens in their pursuit of 'catching the bad guys'. This will not end but it has to. If a patrol officer has the authority to seize your bank accounts based on suspicion, whats to say they can't seize any and all assets based on nothing more than a "gut feeling". There is no requirement of proof on the officers part. Justice has deteriorated in the US. Crime has dropped to all-time lows, yet the headlines scream that there are rampant criminals stealing and profiting from drugs, terrorism, arms, whatever fits the headline of fear mongering. It is not right.

    When will the citizenry of the US wake up and take back the power that has been slowly bled away form them over the last 50 years?

    Don't get me wrong, I want the cops to get the bad guys. But do it right, not slimy, not by taking away the rights of free people.

  • by UnknowingFool ( 672806 ) on Thursday June 09, 2016 @04:51PM (#52284337)
    John Oliver addressed civil forfeiture [youtube.com] a few years ago.
  • I'm sure they can tell the difference between the 'wrong' sort to apply this too and the ' right' sort. I'll leave figuring the rest out as an exercise to the reader.
  • If the owner of the prepaid card files a claim that says that the withdrawal was unauthorized?
  • by Chas ( 5144 )

    If you can prove, you get the opportunity of fighting the police AGAIN in court. Amd hoping you eventually recover SOME of it.

    This shit is little more than thievery.

  • by UnknowingFool ( 672806 ) on Thursday June 09, 2016 @04:59PM (#52284417)

    "If you can prove that you have a legitimate reason to have that money it will be given back to you. And we've done that in the past," said Oklahoma Highway Patrol Lt. John Vincent.

    Besides the absurdity of having to prove that you own your own possessions, there is the problem that many police forces simply declare it as "part of drug proceeds" and it is nearly impossible to get back.

  • by PPH ( 736903 ) on Thursday June 09, 2016 @05:45PM (#52284757)

    Is there any way to load a pre-paid card with a huge negative balance? Such that when somebody moves the negative quantity to their account, it actually cleans them out?

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