Vacationing Security Researcher Exposes Austrian ATM Skimmer (carbonblack.com) 181
While vacationing with his family in Vienna, Ben Tedesco (from security company Carbon Black) discovered an ATM skimmer "in the wild", perfectly crafted to look like the original card reader. New submitter rmurph04 shares Ben's story: I went to grab some cash from an ATM. Being security paranoid, I repeated my typical habit of checking the card reader with my hand as I have hundreds of times. Today's the day when my security awareness paid off!
Ben's blog post includes a video demonstrating the ATM skimmer, as well as close-ups showing the device had its own control board, strip reader, and even its own battery.
Ben's blog post includes a video demonstrating the ATM skimmer, as well as close-ups showing the device had its own control board, strip reader, and even its own battery.
And yet he missed... (Score:5, Interesting)
... the blatant camera/panel overlay [imgur.com] above the PIN pad, which is almost certainly where the main logic and storage of the skimmer is.
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it is strange he didn't even look for the C&C portion of the skimmer
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Those skimmers have everything built-in. You need practically zero space to store name/number/PIN/Expiration date/ZIP code, a tiny silver-air battery can power the skimmer for a month.
Blantant? (Score:4, Insightful)
Re:Blantant? (Score:5, Interesting)
A security researcher who goes around looking for ATM skimmers should know that the magstripe reader always goes along with a camera for the PIN pad, and that the electronics inside the card reader part aren't the whole story.
It's completely obvious once you look for it, once you know a skimmer was installed on the card slot, especially having another pristine ATM right next to it to compare. Nobody's going to blame someone for not noticing a skimmer in the first place, but once you know one was installed, yes, the PIN pad part is blatant.
Re: Blantant? (Score:3)
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Yeah, you can't do anything without the PIN. Very interesting observation about his report that omitted any acknowledgement of the PIN camera.
SOP for using ATMs nowadays (Score:2)
These days, pretty much any ATM I use, I attempt to pull the receptacle off, just on the off chance that there's a skimmer attached.
I've never been skimmed myself, but my parents have.
Re: SOP for using ATMs nowadays (Score:5, Interesting)
Most banks here now issue cards with chips that cannot be skimmed. So skimmers came up with a new trick: they install a camera or keyboard to get your PIN, then stick something in the card receptacle in order to trap your card in there. Once you get fed up and leave, they'll retrieve it and now have your chip & PIN.
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then stick something in the card receptacle in order to trap your card in there.
I would pull out pliers and rip the card out by force, before leaving.
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Amateur. I'd pull out a bulldozer and make sure the bank got the message.
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You would just pull those plyers out of your ass?
No, out of my pocket. My Swiss Army Knife has a great set of pliers. I never go anywhere without my trusty pocketknife.
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So what if they retrieve it? We have cellphones now. I definitely wouldn't leave before calling the bank to block the card. Then, even if they get the card, online payment won't work. Offline might, up to the (low) limit, but the bank will swallow those losses.
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Most banks here now issue cards with chips that cannot be skimmed. So skimmers came up with a new trick: they install a camera or keyboard to get your PIN, then stick something in the card receptacle in order to trap your card in there. Once you get fed up and leave, they'll retrieve it and now have your chip & PIN.
Wouldn't you call the bank and have that card blocked immediately ? oh wait a sec .. gringotts doesn't have a telephone.
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as long as you're polite about it. [youtube.com]
camera is in extra ridge above screen (Score:2, Insightful)
Note that his ATM has a grey ridge just above the screen, almost blocking to buttons at the top of the screen, while the ATM left from his does not have this extra ridge. This part should contain the camera to record the password number, needed to use the card (in Europe).
A "security researcher" (Score:1)
that forgets looking for the pin-pad overlay or cam XD
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Because there's only one type of security, so he should have picked up on this! Good logic.
Solution (Score:5, Interesting)
ATMs should have a camera (preferably 2, for stereo) looking at themselves. When there is no customer, take a picture and compare it to the base line one (when it was freshly installed/last inspected etc). If it has been tampered with, the bank can see the difference. A computer program can recognise the change. If they keep recordings, they can even see who did it.
Bert
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Even better if they include infrared imagery in the scans.
And start using anti-counterfeit graphics containing unique serialized digital data on the surfaces of the readers and keypad which will be scanned and verified before every transaction.
Re:Solution (Score:5, Informative)
That's a great idea but an image recognition nightmare if you can't control the environment. Outdoors between the sun moving, clouds, rain, street lights, etc doing such side by side recognition to catch such a minute detail would be incredibly difficult.
Wouldn't have worked (Score:2)
Look at the video - the skimmer is in a green part that looks exactly identical to the original item as it's an overlay. No visual system would have caught it...
Now they WOULD have caught the pinhole camera mentioned my someone responding to the thread, but only if it was pretty high resolution and had such a degree of intolerance to difference that even dirt could set it off.
Not really a great way to go about protecting against skimmers, especially if like in Mexico you have the actual ATM repair guys ins
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On the other hand, the operations to INSTALL the skimmer head and PIN-watcher would have been considerably different to a normal transaction. Which would also give you video of the people installing and retrieving the skimmer hardware. Good for evidence - though these would be cannon-fodder personnel anyway.
Not different at all (Score:2)
On the other hand, the operations to INSTALL the skimmer head and PIN-watcher would have been considerably different to a normal transaction.
Have you seen video of people installing those things? The skimmer just takes a second, and looks identical to someone checking to see if there's a skimmer...
It would take some impressive software to distinguish skimmer installation from a normal transaction, and most of the work would be easy blocked by the installers body.
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The ATMs in the video already protect against these types of skimmers by emitting a jamming signal in the EM range that interferes with magstrip read heads making skimming impossible here. There are also sensors around the card reading housing that alerts the bank to the presence of tampering.
As discussed on reddit when this story broke, this video is likely an advertisement (filmed in vertical much like the guy sleeping in his Tesla on the freeway to make it look amateurish). Seeing now that it's linked di
Advice for skimmer installers (Score:1)
Stronger glue should be used.
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Though these aren't very expensive bits of equipment (in cash value), since they'll often contain fingerprints, DNA, and
Tourist trap (Score:2)
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Unfortunately this isn't entirely true. Austrian (like all European) cards do have a chip, but they also still have the magstrip. And third world ATMs use mag strips near exclusively, which is usually enough to withdraw money there.
In other words, what happens is that the data is being transmitted to some backwater country where the mag strip part is duplicated and used on one of those ATMs there. Yes, it's easy to spot this since your card will be used in, say Albuquerque while you're not even near the con
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Unfortunately this isn't entirely true. Austrian (like all European) cards do have a chip, but they also still have the magstrip. And third world ATMs use mag strips near exclusively, which is usually enough to withdraw money there.
In other words, what happens is that the data is being transmitted to some backwater country where the mag strip part is duplicated and used on one of those ATMs there. Yes, it's easy to spot this since your card will be used in, say Albuquerque while you're not even near the continent, but when you notice it the attacker still has the money.
As I wrote previously, this isn't how it works: An Austrian Maestro Card (the card you use to withdraw cash from your bank account) will not work in any country that operates with magnetic stripe only unless you call your bank first. I'm not sure about Albuquerque but most countries outside Europe and the US are blocked by default.
Phoning the police? (Score:4, Insightful)
So instead of phoning the police, he destroys possible evidence, such as fingerprints. Bravo.
Re:Phoning the police? (Score:4, Funny)
Come on... he's American, so he clearly knows better than the police in a backwater country like Austria!
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Re:Phoning the police? (Score:5, Interesting)
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Every time I've reported skimmers to police, both in Europe and the US, they really don't give a damn
How many skimmers are you finding?
I'll admit I'm no expert but I do keep an eye out for any suspect ATMs. In my entire life I've come across precisely zero.
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So instead of phoning the police, he destroys possible evidence, such as fingerprints. Bravo.
Bravo indeed. Instead of presenting a small chance that a police officer could catch the people in question he instead offered to educate someone in person, and 1.76million people online (at the time of this post) about what to look out for with these kinds of skimmers.
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3D printing will make it even more easy to do (Score:3)
Well, with the cards EMV chips become more prevalent, and they use challenge-and-response based authentication, capturing the card, or even the entire exchange between the ATM and the main bank computer would not be enough to commit fraud. For authorizing card-not-present transactions, two factor authentication based on cell phone to confirm the charges will come through. So eventually this threat will go away.
But as long as the loss to the banks due to skimming is less than the cost of upgrading the infrastructure, they will drag their feet about the cards with chips. Also the credit card companies have shifted the liability for the fraud from themselves to the merchants, in USA. So we should see more EMV chips coming on line in USA.
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Hint: there are a great number of 3rd world countries with payment card systems; they typically run whatever other countries happen to throw away; they won't be using chips anytime soon.
Re:3D printing will make it even more easy to do (Score:4, Informative)
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This is an older skimmer... (Score:5, Informative)
The newer ones are designed to be "installed" in the cardslot so you can't even see them. Pulling on the green thing will no longer be sufficient.
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Do you have a source or example of this? I've seen a few skimmer teardowns but nothing like you describe so far.
Re:This is an older skimmer... (Score:4, Informative)
https://techcrunch.com/2014/08... [techcrunch.com]
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Fuck!
That is about all there is to say about that.
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Yeah I'm disappointed that when I got to the EU that my cards had mag stripes on them. I thought they removed them universally but not yet.
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http://krebsonsecurity.com/201... [krebsonsecurity.com]
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Pulling on the green thing will no longer be sufficient.
I may make those my last words just to confuse people.
Clear Plastic (Score:2)
Why not make the front of the ATM and especially the card reader section out of clear plastic?
It would stop of lot of this stuff dead in the water because you'd be able to see that something wasn't right (assuming you took 2 seconds to look, anyway).
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The number of prople who put either the ATM or their card "out of order" by pushing the card into the cash-dispensing slot, or the receipt printing slot would vastly increase.
You note that part of this machine is made of translucent plastic - and is taken advantage of by the skimmer's designer.
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The number of prople who put either the ATM or their card "out of order" by pushing the card into the cash-dispensing slot, or the receipt printing slot would vastly increase.
Most of the ATMs I see have a flashing light around the card entry area to cue you where to put your card in and another flashing light around the cash exit slot. They each flash as a cue as to where to put the card or when to take the cash.Alternatively they could block the cash exit slot until the card goes in (I think the BOA machines do that already if I'm not mistaken).
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You note that part of this machine is made of translucent plastic - and is taken advantage of by the skimmer's designer.
Translucent, but not clear. A clear casing, like they use in prison TV sets and similar items, would make it harder to attach somethin
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You've obviously spent more time in prison than I have.
Oh, I see what you mean. Well, it's an idea. Whether it'd get past Marketing is another question - the loss of revenue from the lost advertising space would be catastrophic. Or detectable.
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You've obviously spent more time in prison than I have.
I don't see how that's possible, frankly.
Re:How can this work with European smart cards? (Score:4, Interesting)
Sometimes there's a distraction attack afterwards and they steal the card. With the number they can then go & withdraw loads of cash.
Saw one on TV where a bloke spotted the hidden camera and alerted the bank. Turns out there were a bunch of undercover cops outside waiting for the perp to come back & collect it.
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A nonce based protocol where the ATM can just ask the card wgat its PIN is, yes. The chip-and-pin protocols are completely broken and were designed by morons, unfortunately. See aa href="https://www.youtube.com/watch?v=szgwaYajKHA>"Chip and PIN is broken" from 27C3 or google for more recent attacks.
Re: How can this work with European smart cards? (Score:2, Informative)
Our cards have chip + strip. My credit card and my wife's debit card have both been skimmed in the past few years.
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It's the same in Australia.
We have chip, strip, tap (near field) and they've recently phased out signature.
Three paths of attack are greater than one!
Re: How can this work with European smart cards? (Score:4, Insightful)
Does anyone know of any UK banks which offer a "I am never going to go to North America so please send me a card with a blank mag stripe" service or even a "I sometimes go to North America so please send me two cards, one with mag and one without" service?
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Use a magnet to wipe the magstripe... It is a Hi-Co card so the magnet needs to be relatively strong to write data to it. A harddrive magnet would do.
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That's all well and good for the people who understand the problem, but you've got to mandate it.
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That's all well and good for the people who understand the problem, but you've got to mandate it.
Actually, you are better off if you can fix the problem only for youself. That way everybody else will be a distraction for the criminals, so they won't get you.....
Erasing the magstrip might not be the least-obtrusive measure..... How about covering it with foil tape?
Re: How can this work with European smart cards? (Score:5, Informative)
The magnetic strip can easily be erased by a strong magnet (e.g. a neodymium one from a broken HDD). I erased the one on my credit card myself two years ago. However, I have since discovered that there are still payment terminals in Europe, which use solely the magnetic strip. For example, the highway toll gates in Italy and France.
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Anyone sophisticated enough to do the live remote attack can fake a magnetic stripe in real time too, so it buys you _nothing_
Considering that the stripe would be read as the card got pulled into the machine, before the chip met the internal contacts, they'd have to do better than real time.
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Therein lies the problem. Here in Europe (and practically all of the rest of the world) we have switched to CHIP and PIN which allegedly makes skimming much more difficult. Unfortunately, this technology appears to be too complex for Americans to understand so we all have to have mag stripes on our cards as well just in case we ever go there. I never go to the USA, so the mag stripes on my cards are entirely useless other than for skimmers.
Does anyone know of any UK banks which offer a "I am never going to go to North America so please send me a card with a blank mag stripe" service or even a "I sometimes go to North America so please send me two cards, one with mag and one without" service?
The US now has CHIP and signature, but didn't implement PIN for our cards. Canada has had CHIP and PIN for forever in comparison. We now have NFC and Apple pay at most restaurants and stores. My thought is that banks will start offering ways of using ATMs without having to use a card.
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I have to say that I didn't quite understand all of your explanation, but fortunately as I never to the the USA I don't need to (Phew!). Do I however deduce that before long mag stripes will be disappearing from your cards and the rest of us can then give them up as well?
BTW, why doesn't the candy store pu
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... we all have to have mag stripes on our cards as well just in case we ever go there. I never go to the USA, so the mag stripes on my cards are entirely useless other than for skimmers. Does anyone know of any UK banks which offer a "I am never going to go to North America so please send me a card with a blank mag stripe" service or even a "I sometimes go to North America so please send me two cards, one with mag and one without" service?
In the time that it took you to type that post, you could have erased all the mag stripes on all your credit cards. It doesn't take much -- a strong magnet will do it, or you could just use a bit of fine sandpaper to physically remove the stripe.
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The US is currently transitioning to CHIP and PIN. By October of this year the liability will fall on whomever is using the weakest technology in the chain. Bank -> Processor -> Merchant. Nearly every store I visit already has new terminals and some have already transitioned to requiring chip & pin. Most banks have already replaced their customer's cards with chipped cards.
You can bet that once the deadline comes nobody is going to want to be on the receiving end of liability. There will be no ban
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Canada is almost entirely chip and pin now.
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Backwards compatibility. They still mostly work in foreign ATMs that only use the magstripe.
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But the EU cards also have mag stripes for compatibility in the Americas (and Pacific, and other places). So the card is skimmed in the EU and used either online or overseas.
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You have been mislead by the banks. They want you to believe that chip transactions are safe. The problem is the mag strips still exists and the chip usually contains a full, unencrypted copy of the mag stripe data. You can test this yourself by buying a programmable or USB chip reader.
The chip does have the capacity to have a card without stripe and even fully encrypt its data and even do simple crypto on chip but to date, many merchant banks (even big ones like Walmart) do not work with an encrypted chip.
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Actually, in the EU the main decisions are taken by the Council of Ministers, composed of (elected) government representatives from each of the member states. The commission is simply a civil service that implements the decisions.
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But how else will they demonstrate that they're not mad, really, they're actually laughing?
(yeah, they're mad)
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But how else will they demonstrate that they're not mad, really, they're actually laughing?
(yeah, they're mad)
That's another problem - it's now become punctuation, used when no humour was created, nor even intended.
I saw a YouTube comment yesterday (yeah, I know) that had 3 sentences, all of which started with "lol", none of which contained even a single molecule of humour.
(Maybe it was homeopathic in its humour?)
"LOL is the internet mating call of those too stupid to find their own arse with both hands and a mirror." -- Abraham Lincoln.
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Or, to put it another way, if you ACs can be facetious, so can we registered users; most of whom are likely map-reading Americans.
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Yeah, I too prefer to be robbed after a punch in the face and a stick on the head from a purely brutal british below poverty bred bloody bad ass, instead of being softly skimmed by a romanian.
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Boris, have you been overdoing the Chardonnay?
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They won't do it for the pay offered.
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My thoughts exactly. He should have gone into the bank with it and said. hey I found this on your machine outside. Moron...
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Finders keepers!