Google Rebrands All Its Payment Solutions As 'Google Pay' (arstechnica.com) 69
An anonymous reader quotes a report from Ars Technica: Google just announced that it is merging all of its various payment programs into a single brand, called "Google Pay." Google Pay will be a one-stop shop for all your Google Payment needs: NFC smartphone payments, P2P transfers, and Web payments. Google's payment solution site has already clicked over to the new branding, and we'd guess a rebrand of the Android Pay app won't be far behind. The branding should start popping up on store credit card machines, too. So "Google Pay" is the new brand for every kind of payment Google offers -- all without the platform-specific branding problems of Android Pay. Google says this is "just the first step for Google Pay" and it "can't wait to share more."
I use this thing called Cash (Score:2)
It's legally accepted anywhere for all payment of debts and transactions.
It has no surcharge.
It has no interest rate to use it.
And it has the signature of a Bond Villain on it!
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Not so fast... [slashdot.org]
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Yeah, but that's not very appy.
Bow to your Gappsung Pay overlords!
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Can you provide me with a detailed HowTo for paying Google in cash for my Drive account?
Re:I use this thing called Cash (Score:4, Informative)
Business don’t have to accept cash...
This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
https://www.treasury.gov/resou... [treasury.gov]
This is easily findable in about 10 seconds...
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Tell that to the US Supreme Court (SCOTUS). You can restrict how you accept cash, but you have to accept it.
For example, I can't pay more than $10,00 in pennies. But you can't refuse a $10 bill. You could say you don't carry pennies. And if I owed $9.98 then I'd lose $0.02 on the transaction, but since it's less than the usual and customary $0.25 to $0.40 carrying charge for debit and credit services, it's still cheaper for me to use a $10 bill.
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As noted above, this is directly from the treasury:
There is, however, no Federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services.
https://www.federalreserve.gov... [federalreserve.gov]
If you have a case you're citing where SCOTUS required cash payment, then cite it. Otherwise, you are wrong. Businesses absolutely do not have to accept cash.
More info here https://www.patriotsoftware.co... [patriotsoftware.com] :
Can a business refuse cash?
Federal law makes U.S. cur
Re: I use this thing called Cash (Score:3)
No cash isn't cheaper unless the store has a policy of cash getting discounts(some gas stations due).
If the price of good is x then you pay x whether or not you pay by cash, credit or debit. Each has its own fees and cash is still higher than credit cards.
Don't believe cash has a fee well you need to pay someone to watch, manage count and deposit cash. Someone who is getting paid more than minimum wage and two three hours daily That you are open.
That's a continuous expense that online only stores don't h
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This might surprise you, but you EARN interest using credit cards, as long as you pay them off. Not to mention the cashback which is just free money.
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free money
Where free money is defined as higher prices in consumer goods to cover credit card processing fees by retailers that is only partially refunded to you in the form of rewards if you choose to use a card. Sure, if you pay cash you usually pay the same price and get nothing - but it's still not free money.
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Sure, if you pay cash you usually pay the same price and get nothing - but it's still not free money.
Pay cash- same price, no cash back.
Credit- same price, cash back.
Call it what you want. Prices are cheaper with credit cards with the cash back, and they are actually extending you an interest-free line of credit over the course of a month.
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> It's legally accepted anywhere for all payment of debts and transactions.
Not all payments. Try paying more than 1000 euros in cash in france, for example for paying someone to do your kitchen, or you're selling a car.
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Pay Google (Score:4, Funny)
I wonder why they didn't use that term
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Don't worry, the "share more" phase alluded to in TFS will be when they announce a completely different service that does the same thing, using the same technologies; but somehow none of the devices you already have will be able to make use of it, and then they will summarily execute Google Pay.
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Yeah - and just wait until someone goes to the cash register with their laptop and signs in to "Google Pay" and wonders why it doesn't work. "Google Pay" only works at the register if it's also Android Pay anyway. Fragmentation can sometimes avoid confusion.
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I don't know the exact number, but they are probably all over 50.
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I'm saying that branding is important and I'm talking purely theoretical. Old people are not too stupid for technology, but you have to have a lot more free time on your hands to keep up with all the nuances of everything under one name - and be willing to spend that time deciphering technology branding.
Why not (Score:2)
Alphabet Pay?
Hope they will fix Messaging on Android next... (Score:2)
Look guys, to me, Messaging on Android has always been a big mess. I don't know why seemeingly smart folks at Google can't fix this. I sometimes wonder whether these folks use the products they author.
If they did, and cared, they'd see the mess we ordinary folk find ourselves in. This page [engadget.com] throws some light on the issue.
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They had an app which worked with others — Google Talk, using XMPP. They got rid of it, and eventually closed the XMPP gateway, at which point I stopped using their IM systems.
One more Google product I REFUST TO USE. (Score:2)
Re:One more Google product I REFUST TO USE. (Score:5, Insightful)
Google isn't even trust worthy enough to handle my email without (trying) to monetizing it.
Why would you possibly think a corporation is going to spend billions in resources, servers, developers, electricity, hardware, and bandwidth without trying to monetize it? Are you new here (on Earth that is)?
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Why would you possibly think a corporation is going to spend billions in resources, servers, developers, electricity, hardware, and bandwidth without trying to monetize it? Are you new here (on Earth that is)?
(tiny voice)... altruism? Yeah, I don't think so, either.
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Google isn't even trust worthy enough to handle my email without (trying) to monetizing it. So I sure as hell aren't going to give them access to my financial services.
Damned straight!
I'm never going to let any organization monetize my money.
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Note: This feature is only available in the US. (Score:2)
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Or have they made global agreements so we can pay with our Android phones at retailers globally now?
Last month I used Android pay on my phone at a number of retailers in France.
Or, are you asking a different question?
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This is interesting, because France is one of those countries where they explicitly don't support the service. I guess if they are compatible with some standard (like the one Paywave and whatever Mastercard calls it use) it might still work. But on the website I initially found for Android Pay it said "Note: This feature is only available in the US", while on another website I found comparing the different mobile payment options from Google, Apple and Samsung it lists 17 countries.
I'm just not convince
aka You Pay (Score:2)
I must be a dinosaur (Score:2)
I use either cash or CC. With CC I get rewards, & free money for the month. I always pay the CC at the end of the month. The CC also offers extended warranty in some cases. What bene's are there to paying with the phone?
Re: I must be a dinosaur (Score:2, Insightful)
You realise that all these NFC payment systems (Apple Pay, Google Pay, Samsung Pay etc) are just more convenient, and more secure ways of using your existing credit cards, right?
You register your CC with the phone and then use it to carry out secured transactions that have a guarantee that the shop canâ(TM)t clone your card or grab your info from it. Plus, you no longer have to carry your CC or bother getting things out of your pocket or wallet.
Maybe they will fix it so it works? (Score:2)
Because it doesn't now. The Marshmallow update broke the thing so I just pay cash or use an EMV card.
Not to be confused with (Score:5, Funny)
Google Wallet
Android Pay
Google Checkout
Pay With Google
and now:
Google Pay (not to be confused with Google Payments).
Honestly (Score:2)
I wasn't aware they had anything other than Google Pay.
(I should probably get out of the basement more often.)
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Google Pay didn't exist until now. There were so many other combinations of "Google" and "Android" and "Wallet" and "Checkout" and "Pay" but not those specific two words together.
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The name didn't exist, I don't think.
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The name didn't exist, I don't think.
Ya, what I meant to say was, I wasn't aware that Google had more than one form of payment.
(Thanks to omnichad for straightening me out on the names.)
Too late for the UK (Score:1)
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Did they? Which of the services now being lumped into Google Pay are you thinking of?
Maybe banks win for personal transfers, but Android Pay has some traction. If anything, it's Paypal that got there first for web purchases. I find it easier to use Paypal for things like Netflix and other subscriptions so that it's only one account I need to update when my credit card expires. If Google gave sites a similar ability to accept payment via a Google Play account I'd use that instead.
Big Google is Watching (Score:2)