An anonymous reader writes: "Intelligent Environments, the company that brought us emoji passwords, has launched another original product, a banking platform integrated with IoT devices working on the classic 'If This, Then That' principle," writes Softpedia. "Called Interact IoT, the platform will allow developers to create smart products that interact with your bank account. Intelligent Environments launched the platform yesterday with two integrations, one for the Pavlok wristband and one for Google's Nest thermostat." Bank account owners can set a threshold for their account, which if they go under they'll receive an electric shock from their Pavlok wristband or Interact IoT will turn down their Nest thermostat to save money. More integrations are under work. Which ones would you like to see? "Both Pavlok and Nest Thermostat are opt-in services, so customers can decide whether to switch them on or not," said David Webber, Managing Director at Intelligent Environments. "However, with the Pavlok integration users have told us they love it. They think it's much better to get a little shock now, instead of a nasty one later."